Construction sites carry serious injury risks — falls, struck-by incidents, equipment accidents, and more. Injured Montana construction workers have workers' compensation, but that's often not the whole story.
Workers' Compensation Is the Starting Point
A worker injured on a Montana construction site is generally covered by workers' compensation, which pays medical benefits and a portion of lost wages regardless of fault. Workers' comp is usually the exclusive remedy against your own employer.
But workers' comp doesn't cover everything — it typically excludes full pain and suffering and may not fully replace lost income, which is where other avenues matter.
Third-Party Claims on Construction Sites
Construction sites are crowded with different companies — general contractors, subcontractors, equipment suppliers, and others. When someone other than your employer causes your injury, you may have a separate third-party claim against them, in addition to workers' comp. These claims can recover the full range of damages, including pain and suffering.
Examples include a subcontractor's negligence, a defective machine or tool, or an unsafe condition created by another company on site.
Equipment and Safety Failures
Many construction injuries trace to defective equipment, missing safety guards, or violations of safety standards. When a product defect or another party's safety failure caused the injury, both product liability and third-party negligence claims may be available. Preserving the equipment and documenting site conditions is critical.
These cases require prompt investigation before a site changes or equipment is repaired or removed.
Explore All Your Options
If you were hurt on a Montana construction site, you may have more than just a workers' comp claim. An attorney can identify every avenue.
Call 973-566-5599 for a free, confidential review.
Frequently Asked Questions
You generally can't sue your employer, but you may have a separate third-party claim against another company, contractor, or equipment maker whose negligence caused your injury.
Because it can recover damages workers' comp doesn't, including full pain and suffering and complete lost income.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Montana attorney. Injury Claim Team is a legal referral and lead-generation service, not a law firm.